The following benefits are those for which you can make important choices during the Open Enrollment period. Click on a link below to view details.   

Do Your Homework

• Decide who you need to cover.
• Review your plan options.
• Review in-network and out-of-network coverage details on the Medical, Dental, and Vision pages.
• Determine if there are specific doctors you want to see.
• Weigh your other options or coverage. Choose the right plan and carrier based on your needs.

Make Smart Decisions

• Use in-network providers.
• Contribute to tax-advantaged accounts.
• Avoid unnecessary testing or procedures. Don’t be shy about asking your provider questions. There may be better alternatives available.
• Use telemedicine or urgent care over the emergency room if you’re not having a true emergency.
• Use generic drugs, if available, which typically cost less.

Do you need to change your benefits?

When you have a qualified life event ― like getting married, divorced, or gaining (or losing) health coverage ― you are eligible to change certain benefit elections outside of the annual benefits enrollment period.

You have 30 days from the date of the event to change your benefits. For the birth or adoption of a child, you have 60 days to add your child to your benefits.

If you miss this deadline, you must wait until the next annual benefits enrollment period to make benefit changes.

Anytime Benefits

While you can only change some benefits if you have a qualified life event, there are benefits you can change or enroll in at any time.

• Beneficiary Changes: You can change your retirement plan and life insurance beneficiary designations at any time. Visit BenefitConnect to update your beneficiaries.
• Health Savings Account: You can increase or reduce your HSA contributions during the plan year. Visit Benefit Connect to make changes.
• 401(k) Plan Contributions: If you participate in the Meredith Savings & Investment 401(k) Plan, you can change your current contribution by calling Principal at 800-547-7754, or through principal.com.
• Enroll in the Employee Stock Purchase Plan (ESPP): Benefits-eligible employees have the option to purchase Meredith stock at a 5% discount on the market value at the end of each quarter. Visit Fidelity's website to find out more.

Coinsurance

Percentage of the total cost the plan pays for eligible health care and prescription drug expenses. You pay the rest, up to an annual limit, after the deductible has been met.

Contribution Amount

What you pay out of your paycheck to pay for your benefits.

Copay

Fixed cost you pay at the time you receive care, like at a primary care office visit.

Deductible

Amount you must pay first before you and Meredith share in the cost of benefits (known as coinsurance).

Out-of-Pocket Maximum

Limits the amount you may have to pay out-of-pocket for eligible medical expenses in the year. Once you reach this amount, the plan pays 100% of eligible expenses for the remainder of the year.

Preventive Care

Services to help you stay healthy like annual check-ups, immunizations and routine care screenings.

Primary Care

First line of care provided by a provider such as a general practitioner, pediatrician, or nurse. Specialty Care: Care given by providers who have advanced training in particular branches of medicine, like heart or bone health.